/* ============================================================
   CARDS24 — design system
   Concept: Cards + Choice + Speed + Financial Freedom
   Palette: deep indigo base, violet (tech/trust), marigold (India warmth/CTA),
            mint (rewards/cashback positive signal)
   Type: Sora (display) / Inter (body) / JetBrains Mono (fees, rates, numbers)
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Sora:wght@500;600;700;800&family=Inter:wght@400;500;600;700&family=JetBrains+Mono:wght@400;500&display=swap');

:root{
  --ink:#100B26;
  --ink-2:#150F32;
  --panel:#1B1440;
  --panel-2:#22194F;
  --line:rgba(243,241,250,0.09);
  --line-strong:rgba(243,241,250,0.17);
  --text:#F3F1FA;
  --text-dim:#AFA6CC;
  --text-faint:#726A94;

  --violet:#7A6CF0;
  --violet-ink:#140F35;
  --marigold:#FFB020;
  --marigold-ink:#2B1900;
  --mint:#2ED9A0;
  --mint-ink:#03291B;
  --danger:#F2665A;

  --accent:var(--violet);
  --accent-ink:var(--violet-ink);

  --radius-sm:8px;
  --radius:14px;
  --radius-lg:24px;

  --font-display:'Sora', 'Inter', sans-serif;
  --font-body:'Inter', sans-serif;
  --font-mono:'JetBrains Mono', monospace;

  --container:1180px;
  --shadow-lg:0 30px 80px -30px rgba(0,0,0,0.6);
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  *{ animation-duration:0.001ms !important; animation-iteration-count:1 !important; transition-duration:0.001ms !important; }
}

body{
  margin:0;
  background:
    radial-gradient(1000px 480px at 88% -8%, rgba(122,108,240,0.20), transparent 60%),
    radial-gradient(800px 460px at -8% 6%, rgba(255,176,32,0.10), transparent 55%),
    var(--ink);
  color:var(--text);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}

img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ margin:0; padding:0; list-style:none; }
button{ font-family:inherit; }
::selection{ background:var(--marigold); color:var(--marigold-ink); }
:focus-visible{ outline:2px solid var(--marigold); outline-offset:3px; border-radius:4px; }

.wrap{ max-width:var(--container); margin:0 auto; padding:0 28px; }

h1,h2,h3,h4{ font-family:var(--font-display); font-weight:700; line-height:1.14; letter-spacing:-0.01em; margin:0; }
h1{ font-size:clamp(2.3rem, 4.4vw, 3.9rem); font-weight:800; }
h2{ font-size:clamp(1.7rem, 2.8vw, 2.4rem); }
h3{ font-size:1.2rem; font-weight:600; }
p{ margin:0; color:var(--text-dim); }

.eyebrow{
  font-family:var(--font-mono); font-size:0.72rem; letter-spacing:0.14em; text-transform:uppercase;
  color:var(--marigold); display:inline-flex; align-items:center; gap:8px; margin-bottom:14px;
}
.eyebrow::before{ content:""; width:7px; height:7px; border-radius:50%; background:var(--marigold); box-shadow:0 0 0 4px rgba(255,176,32,0.2); }

.num{ font-family:var(--font-mono); }

/* ---------- buttons ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  padding:13px 22px; border-radius:999px; font-weight:600; font-size:0.95rem;
  border:1px solid transparent; cursor:pointer; white-space:nowrap;
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease, border-color .18s ease, color .18s ease;
}
.btn:hover{ transform:translateY(-2px); }
.btn-primary{ background:var(--marigold); color:var(--marigold-ink); box-shadow:0 10px 30px -10px rgba(255,176,32,0.55); }
.btn-primary:hover{ box-shadow:0 16px 34px -10px rgba(255,176,32,0.7); }
.btn-secondary{ background:var(--violet); color:#fff; box-shadow:0 10px 30px -10px rgba(122,108,240,0.55); }
.btn-ghost{ background:transparent; color:var(--text); border-color:var(--line-strong); }
.btn-ghost:hover{ border-color:var(--marigold); color:var(--marigold); }
.btn-block{ width:100%; }
.btn-sm{ padding:9px 16px; font-size:0.85rem; }
.cta-row{ display:flex; gap:14px; flex-wrap:wrap; }

/* ---------- header ---------- */
#site-header{ position:sticky; top:0; z-index:100; }
.nav{ background:rgba(16,11,38,0.75); backdrop-filter:blur(14px) saturate(140%); border-bottom:1px solid var(--line); }
.nav-inner{ max-width:var(--container); margin:0 auto; padding:0 28px; height:76px; display:flex; align-items:center; justify-content:space-between; gap:20px; }
.brand{ display:flex; align-items:center; gap:10px; font-family:var(--font-display); font-weight:800; font-size:1.1rem; letter-spacing:-0.01em; flex:none; }
.brand-mark{ width:32px; height:24px; position:relative; flex:none; }
.brand-mark span{ position:absolute; width:22px; height:15px; border-radius:4px; top:5px; }
.brand-mark span:nth-child(1){ background:var(--violet); left:0; transform:rotate(-9deg); }
.brand-mark span:nth-child(2){ background:var(--marigold); left:6px; transform:rotate(6deg); }
.nav-links{ display:flex; align-items:center; gap:1px; overflow-x:auto; }
.nav-links a{ padding:8px 12px; border-radius:999px; font-size:0.87rem; color:var(--text-dim); white-space:nowrap; transition:color .15s, background .15s; }
.nav-links a:hover{ color:var(--text); background:var(--panel); }
.nav-links a.active{ color:var(--violet-ink); background:var(--violet); font-weight:600; }
.nav-actions{ display:flex; align-items:center; gap:10px; flex:none; }
.nav-toggle{ display:none; background:none; border:1px solid var(--line-strong); border-radius:9px; width:42px; height:42px; align-items:center; justify-content:center; color:var(--text); }
.nav-mobile{ display:none; }
@media (max-width:1080px){
  .nav-links{ display:none; }
  .nav-actions .btn-ghost{ display:none; }
  .nav-toggle{ display:inline-flex; }
  .nav-mobile{ display:none; flex-direction:column; gap:2px; padding:10px 20px 22px; border-top:1px solid var(--line); }
  .nav-mobile.open{ display:flex; }
  .nav-mobile a{ padding:12px 6px; border-bottom:1px solid var(--line); color:var(--text-dim); }
  .nav-mobile a.active{ color:var(--marigold); }
  .nav-mobile .cta-row{ margin-top:12px; }
}

/* ---------- floating whatsapp/call bar (mobile) ---------- */
.mobile-contact-bar{ display:none; }
@media (max-width:760px){
  .mobile-contact-bar{
    display:grid; grid-template-columns:1fr 1fr 1fr; position:fixed; bottom:0; left:0; right:0; z-index:90;
    background:rgba(16,11,38,0.92); backdrop-filter:blur(12px); border-top:1px solid var(--line-strong);
  }
  .mobile-contact-bar a{ display:flex; flex-direction:column; align-items:center; gap:3px; padding:10px 4px 14px; font-size:0.68rem; color:var(--text-dim); }
  .mobile-contact-bar a svg{ width:19px; height:19px; }
  body{ padding-bottom:64px; }
}
.wa-float{
  position:fixed; right:24px; bottom:24px; z-index:90; width:56px; height:56px; border-radius:50%;
  background:var(--mint); color:var(--mint-ink); display:flex; align-items:center; justify-content:center;
  box-shadow:0 14px 30px -8px rgba(46,217,160,0.55);
}
@media (max-width:760px){ .wa-float{ bottom:80px; right:16px; width:50px; height:50px; } }

/* ---------- hero / sections ---------- */
section{ padding:92px 0; position:relative; }
.section-tight{ padding:60px 0; }
.section-head{ max-width:640px; margin-bottom:48px; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.divider{ height:1px; background:var(--line); border:0; }

.hero{ padding:70px 0 56px; overflow:hidden; }
.hero-grid{ display:grid; grid-template-columns:1.05fr 0.95fr; gap:56px; align-items:center; }
.hero h1{ margin-bottom:18px; }
.hero-sub{ font-size:1.1rem; max-width:520px; margin-bottom:30px; }
@media (max-width:980px){ .hero-grid{ grid-template-columns:1fr; } }

/* signature: fanned card stack */
.fan-stack{ position:relative; aspect-ratio:1/0.92; }
.fan-card{
  position:absolute; width:78%; aspect-ratio:1.586/1; border-radius:18px; left:11%; top:18%;
  box-shadow:0 20px 50px -18px rgba(0,0,0,0.55); border:1px solid rgba(255,255,255,0.14);
  display:flex; flex-direction:column; justify-content:space-between; padding:22px;
}
.fan-card.c1{ background:linear-gradient(135deg, #7A6CF0, #4C3FC7); transform:rotate(-11deg) translateY(6%); z-index:1; }
.fan-card.c2{ background:linear-gradient(135deg, #FFB020, #E8850F); transform:rotate(-1deg) translateY(-2%); z-index:2; }
.fan-card.c3{ background:linear-gradient(135deg, #2ED9A0, #17A579); transform:rotate(10deg) translateY(8%); z-index:3; }
.fan-card .chip{ width:34px; height:24px; border-radius:5px; background:rgba(255,255,255,0.35); }
.fan-card .fc-row{ display:flex; justify-content:space-between; align-items:flex-end; }
.fan-card .fc-label{ font-family:var(--font-mono); font-size:0.68rem; color:rgba(255,255,255,0.85); letter-spacing:.05em; }
.fan-card .fc-dots{ display:flex; gap:5px; }
.fan-card .fc-dots span{ width:5px; height:5px; border-radius:50%; background:rgba(255,255,255,0.7); }

/* ---------- cards / grid ---------- */
.grid{ display:grid; gap:20px; }
.grid-3{ grid-template-columns:repeat(3,1fr); }
.grid-4{ grid-template-columns:repeat(4,1fr); }
.grid-2{ grid-template-columns:repeat(2,1fr); }
@media (max-width:980px){ .grid-3,.grid-4{ grid-template-columns:repeat(2,1fr); } }
@media (max-width:640px){ .grid-2,.grid-3,.grid-4{ grid-template-columns:1fr; } }

.card{ background:var(--panel); border:1px solid var(--line); border-radius:var(--radius); padding:26px; transition:transform .2s ease, border-color .2s ease, box-shadow .2s ease; }
.card:hover{ transform:translateY(-4px); border-color:var(--line-strong); box-shadow:var(--shadow-lg); }
.card-icon{ width:42px; height:42px; border-radius:11px; display:flex; align-items:center; justify-content:center; background:rgba(122,108,240,0.18); color:var(--violet); margin-bottom:16px; }
.card h3{ margin-bottom:8px; }
.card p{ font-size:0.94rem; }

/* ---------- product card (credit card listing) ---------- */
.product-card{ background:var(--panel); border:1px solid var(--line); border-radius:var(--radius-lg); padding:22px; display:flex; flex-direction:column; gap:14px; }
.product-card .mini-card{ width:100%; aspect-ratio:1.586/1; border-radius:14px; padding:16px; display:flex; flex-direction:column; justify-content:space-between; }
.product-card .mini-card .chip{ width:26px; height:18px; border-radius:4px; background:rgba(255,255,255,0.35); }
.product-card .mini-card .mc-name{ font-family:var(--font-mono); font-size:0.7rem; color:rgba(255,255,255,0.9); }
.pc-tag{ display:inline-flex; align-self:flex-start; font-family:var(--font-mono); font-size:0.68rem; padding:4px 10px; border-radius:999px; border:1px solid var(--line-strong); color:var(--text-dim); }
.pc-fees{ display:flex; gap:18px; }
.pc-fees div{ flex:1; }
.pc-fees .f-label{ font-size:0.72rem; color:var(--text-faint); margin-bottom:3px; }
.pc-fees .f-value{ font-family:var(--font-mono); font-size:0.95rem; color:var(--text); }
.pc-benefits{ font-size:0.86rem; }
.pc-benefits li{ padding-left:16px; position:relative; margin-bottom:5px; color:var(--text-dim); }
.pc-benefits li::before{ content:"•"; position:absolute; left:0; color:var(--mint); }
.sample-badge{ display:inline-flex; align-items:center; gap:5px; font-family:var(--font-mono); font-size:0.66rem; padding:3px 9px; border-radius:999px; background:rgba(255,176,32,0.15); color:var(--marigold); align-self:flex-start; }

.mc-1{ background:linear-gradient(135deg, #7A6CF0, #4C3FC7); }
.mc-2{ background:linear-gradient(135deg, #FFB020, #E8850F); }
.mc-3{ background:linear-gradient(135deg, #2ED9A0, #17A579); }
.mc-4{ background:linear-gradient(135deg, #F2665A, #C2372C); }
.mc-5{ background:linear-gradient(135deg, #4C8CF0, #2A5FC0); }

/* ---------- filters ---------- */
.filter-row{ display:flex; gap:10px; flex-wrap:wrap; margin-bottom:32px; }
.filter-chip{ font-size:0.85rem; padding:9px 16px; border-radius:999px; border:1px solid var(--line-strong); color:var(--text-dim); cursor:pointer; background:transparent; transition:all .15s; }
.filter-chip:hover{ border-color:var(--violet); color:var(--text); }
.filter-chip.active{ background:var(--violet); border-color:var(--violet); color:#fff; }

/* ---------- steps ---------- */
.steps-flow{ display:grid; grid-template-columns:repeat(5,1fr); gap:14px; }
@media (max-width:900px){ .steps-flow{ grid-template-columns:repeat(2,1fr); } }
.step-chip{ text-align:center; padding:18px 12px; border:1px solid var(--line); border-radius:var(--radius); background:var(--panel); }
.step-chip .step-num{ font-family:var(--font-mono); font-size:0.75rem; color:var(--marigold); display:block; margin-bottom:8px; }

/* ---------- forms ---------- */
.form-panel{ background:var(--panel); border:1px solid var(--line); border-radius:var(--radius-lg); padding:34px; }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:16px; }
.form-row-3{ display:grid; grid-template-columns:1fr 1fr 1fr; gap:16px; }
@media (max-width:640px){ .form-row,.form-row-3{ grid-template-columns:1fr; } }
.field{ margin-bottom:18px; }
.field label{ display:block; font-size:0.85rem; color:var(--text-dim); margin-bottom:7px; }
.field input, .field select, .field textarea{
  width:100%; background:var(--ink-2); border:1px solid var(--line-strong); color:var(--text);
  border-radius:var(--radius-sm); padding:12px 14px; font-family:var(--font-body); font-size:0.95rem;
  transition:border-color .15s, box-shadow .15s;
}
.field input:focus, .field select:focus, .field textarea:focus{ outline:none; border-color:var(--violet); box-shadow:0 0 0 3px rgba(122,108,240,0.22); }
.field textarea{ min-height:100px; resize:vertical; }
.field-check{ display:flex; align-items:flex-start; gap:10px; font-size:0.82rem; color:var(--text-dim); }
.field-check input{ margin-top:3px; width:auto; }
.field-hint{ font-size:0.78rem; color:var(--text-faint); margin-top:6px; }
.form-msg{ display:none; padding:14px 16px; border-radius:var(--radius-sm); font-size:0.9rem; margin-bottom:18px; }
.form-msg.show{ display:block; }
.form-msg.ok{ background:rgba(46,217,160,0.12); border:1px solid rgba(46,217,160,0.35); color:var(--mint); }

/* ---------- notice / banners ---------- */
.notice{ border:1px solid var(--line-strong); background:var(--panel); border-radius:var(--radius); padding:16px 18px; font-size:0.85rem; color:var(--text-dim); display:flex; gap:12px; align-items:flex-start; }
.notice svg{ flex:none; margin-top:2px; color:var(--marigold); }
.notice.warn{ border-color:rgba(255,176,32,0.35); background:rgba(255,176,32,0.08); }

/* ---------- comparison table ---------- */
.compare-table{ width:100%; border-collapse:collapse; font-size:0.88rem; }
.compare-table th, .compare-table td{ padding:14px 16px; border-bottom:1px solid var(--line); text-align:left; vertical-align:top; }
.compare-table th{ font-family:var(--font-mono); font-size:0.72rem; text-transform:uppercase; letter-spacing:.06em; color:var(--text-faint); background:var(--panel); position:sticky; top:76px; }
.compare-table td.row-label{ color:var(--text-faint); font-size:0.78rem; white-space:nowrap; }
.compare-wrap{ overflow-x:auto; border:1px solid var(--line); border-radius:var(--radius); }

/* ---------- quiz ---------- */
.quiz-panel{ background:var(--panel); border:1px solid var(--line); border-radius:var(--radius-lg); padding:36px; max-width:640px; margin:0 auto; }
.quiz-progress{ display:flex; gap:6px; margin-bottom:26px; }
.quiz-progress div{ flex:1; height:4px; border-radius:2px; background:var(--line-strong); }
.quiz-progress div.done{ background:var(--violet); }
.quiz-options{ display:grid; grid-template-columns:1fr 1fr; gap:12px; margin-top:20px; }
@media (max-width:520px){ .quiz-options{ grid-template-columns:1fr; } }
.quiz-opt{ padding:16px; border-radius:var(--radius); border:1px solid var(--line-strong); background:var(--ink-2); cursor:pointer; font-size:0.92rem; text-align:left; transition:all .15s; }
.quiz-opt:hover{ border-color:var(--violet); }
.quiz-opt.selected{ border-color:var(--violet); background:rgba(122,108,240,0.15); color:var(--text); }
.quiz-nav{ display:flex; justify-content:space-between; margin-top:26px; }

/* ---------- blog ---------- */
.blog-card{ background:var(--panel); border:1px solid var(--line); border-radius:var(--radius); overflow:hidden; }
.blog-thumb{ aspect-ratio:16/9; background:linear-gradient(135deg, var(--panel-2), var(--ink-2)); position:relative; }
.blog-thumb::after{ content:""; position:absolute; inset:0; background:radial-gradient(circle at 30% 30%, rgba(122,108,240,0.35), transparent 60%); }
.blog-meta{ font-family:var(--font-mono); font-size:0.7rem; color:var(--text-faint); display:flex; gap:10px; margin-bottom:8px; }
.blog-body{ padding:20px; }
.tag-pill{ display:inline-flex; font-family:var(--font-mono); font-size:0.66rem; padding:4px 10px; border-radius:999px; background:rgba(122,108,240,0.16); color:var(--violet); }

/* ---------- content pages ---------- */
.prose{ max-width:760px; }
.prose h2{ margin-top:40px; margin-bottom:14px; font-size:1.25rem; }
.prose h2:first-child{ margin-top:0; }
.prose p{ margin-bottom:14px; color:var(--text-dim); }
.prose ul{ margin-bottom:14px; padding-left:20px; list-style:disc; color:var(--text-dim); }
.prose li{ margin-bottom:6px; }
.prose .updated{ font-family:var(--font-mono); font-size:0.8rem; color:var(--text-faint); margin-bottom:34px; display:block; }
.faq-item{ border-bottom:1px solid var(--line); padding:18px 0; }
.faq-item summary{ cursor:pointer; font-weight:600; font-size:0.96rem; list-style:none; display:flex; justify-content:space-between; align-items:center; }
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-item p{ margin-top:10px; font-size:0.9rem; }

/* ---------- misc ---------- */
.split{ display:grid; grid-template-columns:1fr 1fr; gap:56px; align-items:center; }
@media (max-width:900px){ .split{ grid-template-columns:1fr; } }
.center-cta{ text-align:center; padding:66px 40px; border-radius:var(--radius-lg); border:1px solid var(--line); background:linear-gradient(135deg, var(--panel), var(--panel-2)); position:relative; overflow:hidden; }
.center-cta::before{ content:""; position:absolute; inset:-40% -10% auto auto; width:400px; height:400px; background:radial-gradient(circle, rgba(122,108,240,0.3), transparent 70%); }
.center-cta::after{ content:""; position:absolute; inset:auto auto -40% -10%; width:400px; height:400px; background:radial-gradient(circle, rgba(255,176,32,0.24), transparent 70%); }
.center-cta > *{ position:relative; z-index:1; }
.coming-badge{ display:inline-flex; font-family:var(--font-mono); font-size:0.68rem; padding:5px 12px; border-radius:999px; background:rgba(255,176,32,0.15); color:var(--marigold); margin-bottom:14px; }

/* ---------- footer ---------- */
#site-footer{ border-top:1px solid var(--line); margin-top:60px; }
.footer-top{ padding:60px 0 36px; display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:36px; }
@media (max-width:900px){ .footer-top{ grid-template-columns:1fr 1fr; } }
@media (max-width:560px){ .footer-top{ grid-template-columns:1fr; } }
.footer-top h4{ font-size:0.75rem; text-transform:uppercase; letter-spacing:.08em; color:var(--text-faint); font-family:var(--font-mono); font-weight:500; margin-bottom:14px; }
.footer-top ul li{ margin-bottom:10px; }
.footer-top ul a{ color:var(--text-dim); font-size:0.9rem; }
.footer-top ul a:hover{ color:var(--marigold); }
.footer-about p{ font-size:0.9rem; max-width:300px; margin-top:14px; }
.footer-bottom{ border-top:1px solid var(--line); padding:20px 0; display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:12px; font-size:0.8rem; color:var(--text-faint); }
.footer-bottom .legal-links{ display:flex; gap:16px; flex-wrap:wrap; }
.footer-bottom a:hover{ color:var(--marigold); }
.social-row{ display:flex; gap:10px; margin-top:14px; }
.social-row a{ width:36px; height:36px; border-radius:50%; border:1px solid var(--line-strong); display:flex; align-items:center; justify-content:center; color:var(--text-dim); }
.social-row a:hover{ border-color:var(--marigold); color:var(--marigold); }